(Excluding life insurance)
Variable
300,000 Euros for a 60% loan at a variable rate of 4.45% would cost approximately 1,659 Euros per month over 25 years.
300,000 Euros for an 85% loan at a variable rate of 4.65% would cost approx 1,693 Euros per month over 25 years.
Fixed Rate
300,000 Euros for an 80% fixed rate loan rate of 4.95% would cost approx 1,745 Euros per month over 20 years.
Interest Only
300,000 Euros for a 60% variable rate loan reviewed annually at a rate of 4.85% would cost approx 1,212 Euros per month over 20 years.
25 years interest only with investment plan
Purchase Price 300,000 Euros
Plan Investment 60,000 Euros
Variable interest rate of 4.85%
Cost 309 Euros per month investment plan + 1,212 interest to lend. Approx total cost 1,434 Euros per month.
